Give yourself the following points for each question in the assessment:
1. a, 1; b, 0; c, 2
2. a, 1; b, 0; c, 2
3. a, 0; b, 1; c, 2
4. a, 0; b, 1; c, 2
5. a, 0; b, 2; c, 1
6. a, 0; b, 1; c, 2
7. a, 2; b, 1; c, 0
8. a, 1; b, 0; c, 2
9. a, 0; b, 1; c, 2
10. a, 0; b, 2; c, 1
Add up your score and check the key below.
0 to 6: Fit to Survive.
You're living paycheck to paycheck. You may even be one of the 40 percent of Americans who are living on 110 percent of their income! That also means you're living Body Dollar paycheck to Body Dollar paycheck. It's time for the big wake-up call. If you're going to all the trouble to eat better and get exercise, then what's the point if you don't have enough money to buy the gym shoes and healthy foods, as well as the medical insurance to live long and well? Do you live in one of the 44 percent of US households today that does not have enough life insurance to cover the financial loss of a breadwinner? It's time to start saving as many Bank Dollar reserves as your Body Dollar reserves. Health and Wealth management are intertwined for your whole life. Change now and you won't become one of the 65 percent of people who postpone their retirement because they do not have enough money saved.
7 to 13: Fit to Enjoy.
You got the Health and Wealth management memo, read it, and are smart enough to have banked enough currency to live healthfully, have fun, and have enough reserves and insurance to weather life's tough challenges. Well done! You are hitting the basic essentials to finance a healthy and enjoyable life journey, and then some. Now, step up to the plate and try to challenge yourself even further. How about that private foundation you could establish to help the needy, or giving to a college or a special group close to your heart?
14 to 20: Fit to Challenge.
You're not satisfied just hitting the mark for financial security. All along you've been planning to do something special, over the top with your wealth. You've kept yourself on a financial diet, strategically planning to use your wealth to allow your loved ones and special groups to benefit from your smart saving. You have significant reserves. You are someone who is grateful and a giver via private charities and/or your own foundation. You are willing and can take risks in your career--perhaps you've started your own company--and in your investments. The bottom line is you get it with the life--sustaining connection between Health and Wealth management, and you live it.
[Take Another Fitness Assessment]
Fitness Assessments are reprinted with permission from Fit to Live by Pam Peeke. Copyright 2007 by Pamela Peeke, MD. Permission granted by Rodale, Inc. Emmaus, PA 18098. Available at the Discovery Store, directly from the publisher by calling (800) 848-4735, or wherever books are sold.